Legal Statement

Access to this website and the use of information on it is subject to the following Terms and Conditions of Use. You should carefully read these Terms & Conditions of Use. By proceeding further, you will be deemed to have accepted this.

Definitions
In these Terms and Conditions of Use, the following terms shall have the meanings indicated:

"Terms and Conditions of Use" - means the terms and conditions of use of this website herein contained;
"Bank of Ireland Mortgages" or "BIM" - means Bank of Ireland Mortgages;
"Bank of Ireland Mortgages website" or "BIM website" and "website" - mean this website;
"Privacy Policy" - means our statement of practice as regards the privacy and security of your information when accessing and/or using this website and any of the features hereon;
"you" - means any and all persons accessing or using this website and/or availing of any information and/or services available on or via this website;
"we" and "our" and "us" - means Bank of Ireland Mortgages or BIM.

Governing Law and Jurisdiction
Information appearing on this website is provided in accordance with and subject to the laws of England and Wales and the laws of England and Wales govern the conduct and operation of this website. The courts of the England and Wales have exclusive jurisdiction over all claims or disputes arising in relation to, out of, or in connection with these Terms and Conditions of Use, the information contained on this website, and any use made of that information.

Disclaimer as to accuracy of information
The information contained in this website, copyright of which belongs to us, may not be copied, transmitted, amended or reproduced in any form whatsoever without our prior consent. Whilst care has been taken in the preparation of the information contained in this website, the information is of a general nature and users should not rely on any information contained in it in relation to a specific issue without taking financial, banking, investment or other professional advice.

Prohibited use of website
The information in this website is not provided and should not be used in any state or jurisdiction where access to or use of such information is prohibited, whether in the format in which it is presented in this website or otherwise. If you have any doubts about the legality of your using this website, you should not continue any further.

Not an offer or solicitation
The information contained on this website is not intended to nor does it constitute an offer or solicitation of investment, financial or banking services by us. Residents of the United Kingdom only are invited to apply for the credit products listed. Users of this website should note that each of these products and services are provided subject to separate specific terms and conditions which should be carefully read.

Amendments
The contents of this website, including these Terms and Conditions of Use, any information contained on this website and our Privacy Policy are subject to change and to being updated without notice from time to time.

Hypertext links
This website contains hypertext links to websites not maintained by us. We do not endorse or represent the reliability, accuracy, or quality of any information, goods, services, or products displayed or advertised on such other websites.

We shall not be (or be deemed to be) a party to any contract that you may or do enter into with the providers of such goods, services or products. You are reminded that different terms and conditions of use will apply to you as a user of such websites. We hereby disclaim any and all liability for the content of such websites and any loss or damage of any nature suffered by you as a result either: (a) of accessing or using such websites; or (b) availing of or acquiring any or all of the goods, services or products advertised or available on or via such websites.
The use by you of such websites is at your sole risk.

This website may contain hypertext links to websites maintained by members of the Bank of Ireland Group other than us. You are reminded that different terms and conditions of use may apply to you as a user of such websites.

No third party is permitted to create a link from another website to this website without our prior written consent.

Security
We are committed to ensuring the privacy of your information and seeking to attain the highest standards of security at all times. However, you should note that messages and information passing over the Internet may not be free from interference by third parties and should be independently verified. You should note also that a number of banking organisations and their customers have recently been the target of hoax e-mails which are aimed at gathering Internet/account details of such customers. To date the number of such instances has been small but we would always advise you to be cautious as regards disclosing your personal details. You should never disclose data over the Internet in any manner unless you have satisfied yourself as to the security of the related technology/encryption.

Please note that we cannot guarantee the privacy or confidentiality of information relating to you passing over the Internet. In accessing this website and in availing of any of the services/information available on or via this website, you are deemed by these Terms and Conditions of Use to accept that electronic mail messaging and Internet communication may not be free from interference by third parties and may not remain confidential. The use by you of this website is at your sole risk.

Privacy Policy
We will use your personal data in the manner set out in our Privacy Policy. However, in the event of a conflict between the Privacy Policy and these Terms and Conditions of Use, the Terms and Conditions of Use shall prevail.

General disclaimer of liability
We (or any other person involved with the provision and maintenance of this website) do not take any responsibility for the accuracy of the information provided in this website. Use of such information is at the user's sole risk. We do not accept any liability for any loss or damage of whatsoever nature including but not limited to loss of profits, goodwill or any type of financial or other pecuniary or direct or special indirect or consequential loss howsoever arising whether in negligence or for breach of contract or other duty as a result of:
(i) use of this website, including but not limited to any electronic mail messaging and Internet communication that may arise from, in the course of or pursuant to such use; and/or
(ii) reliance on the information contained in this website, whether: (a) downloaded or not; (b) authorised or not.

We make no representation or warranty or undertaking of any kind in relation to the analysis or information contained in this website or the completeness or accuracy of such information.

Right of Bank of Ireland Mortgages to information on this website The information contained on this website may not be copied, transmitted, amended or reproduced in any form whatsoever without our prior written consent.

General We reserve the right to reject hard copies of forms printed from the website. We agree only to be bound by the provisions as they appear on the website and will not be bound by any amendment made to these by any other party.

We do not accept responsibility or liability for any consequences whatsoever of linking to or from any other website, nor for the content of any other website.

We do not accept any responsibility or liability arising from any cause or causes beyond its control including (without limitation) act of God, act of Government or regulatory authority, war, fire, flood, explosion, terrorism, riot or civil commotion or non availability, non functioning or malfunctioning of activities, Internet service provider(s) or broadcast telecommunications or other systems and services.

In the event that any provision in these Terms and Conditions of Use is held to be unenforceable or invalid, such provision shall be severed and the remaining provisions shall be enforceable to the fullest extent permitted by the laws of England and Wales.

Clause headings in these Terms and Conditions of Use are for reference purposes only and shall not be used to construe or determine the meaning of any or all of these Terms and Conditions of Use.

Financial Ombudsman Scheme We also subscribe to the Financial Ombudsman Scheme. Details are available on request or can be accessed at www.financial-ombudsman.org.uk|.

We regularly check all links to external websites from this site. However, we cannot guarantee these sites, and we are not responsible for their content.